We provide free but advertising supported comparsion service for different credit cards, the offers that appear on this site are from third party advertisers from which we receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). We do not guarantee to offer all financial services companies or products on this website.
Limited-time Special Offers You Must Know
Special Offers of Department Stores
Target 15% off select diapers, wipes & formula
Get a total of 15% off select diapers, wipes & formula when you subscribe & use your REDcard.
Access to Exclusive Financing Offers
Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the promotional period. Minimum monthly payments are required.
6 month Special Financing on purchases of $149 or more
12 month Special Financing on purchases of $599 or more
24 month Special Financing is available on select Amazon-sold items
VIP Financing
No interest VIP Financing if paid in full within 9 months on Electronics, Crafting Tools, Fitness, Sewing, Floorcare, Furniture, Climate Control Mattresses $399 and up at HSN
12 MONTHS SPECIAL FINANCING
On in-store purchases of $399 or more (after discounts)
Expired on 11/01/2019
SEARS Tools
5% OFF SELECT TOOLS (H) PURCHASES IN STORE AND ONLINE OR NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS
Expired on 04/06/2019
SEARS Sporting Goods
5% OFF ON SPORTING GOODS (I) ITEMS OVER $299+ OR NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS** on sporting goods (I) items over $299+.
Expired on 04/06/2019
Special Offer Categories
About Cards-Offer
About three-quarters of Americans have at least one credit card,In fact, the average person has 3.4 cards. But whether you have a wallet full of plastic or have never charged a purchase in your life, you should know how to apply for a credit card the right way when the time comes. getting approved for a credit card requires proactive planning that should start long before you apply. That's why Cards-Offer born, we aim to help you to find the right credit card, and then successfully apply a credit card.
How To Apply For A Credit Card
Credit card applications are straightforward, but you'll need to meet some minimum financial requirements to get approved for the best credit card offers. Learn how to apply for a credit online and what to expect after you click submit.
- Knowing your credit score and what's on your credit report can help you determine what products to apply for. If you have fair credit, for example, you may not want to apply for a card that clearly states that only applicants with excellent credit will be approved.
- If you don't have good credit, you may find it difficult to get approved for a card with a large sign-up bonus and a lucrative reward structure. Each credit card application ends up on your credit report, so the Nerds recommend using our credit cards comparison tool to find a card that fits your credit profile before applying.
- If the card allows balance transfers, you may request to have balances transferred from other credit card accounts to the new card.
- To apply for a credit card in the US, you’ll need a valid Social Security number and a positive credit history. The best rewards credit cards may require at least three to five years of good credit history, and some more than seven.
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