Macy's Credit Card is designed for frequent users of Macy's. Macy's is a chain department store in the United States. Macy's credit card provides a good way for shoppers to save money. Many activities can make cardholders feel the sincerity of the business. The bank that issues your Macy's Credit Card is called Department Stores National Bank (DSNB).
The Macy’s Credit Card is a good credit card for people with good credit or better who regularly shop at Macy’s. The Macy’s Credit Card has a $0 annual fee, gives decent rewards, and makes you eligible for special discounts throughout the year. The Macy’s Credit Card offers a closed-loop card (meaning it can’t be used anywhere except Macy’s, Macy’s Backstage and macys.com) with an APR so high it may as well be among the stars: 31.99% variable.
Macy's Credit Card
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Macy's Store Card
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| Sing-Up Bonus | Yes | Yes |
| Annual fee | $0 | $0 |
| Benefits | ||
| All members get 25% off any day of choice with Star Passe | √ | √ |
| Birthday Offer | √ | √ |
| Platinum members get 5% back (5 points/$1) in rewards with no exclusions on Macy’s merchandise. | √ | √ |
| Plenti members get 3 points per $1 spent at restaurants outside of Macy's | √ | |
About three-quarters of Americans have at least one credit card,In fact, the average person has 3.4 cards. But whether you have a wallet full of plastic or have never charged a purchase in your life, you should know how to apply for a credit card the right way when the time comes. getting approved for a credit card requires proactive planning that should start long before you apply. That's why Cards-Offer born, we aim to help you to find the right credit card, and then successfully apply a credit card.
Credit card applications are straightforward, but you'll need to meet some minimum financial requirements to get approved for the best credit card offers. Learn how to apply for a credit online and what to expect after you click submit.
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The credit score is a three-digit number relating to your credit worthiness. Banks or issuers use it to determine if they will approve you for a credit card. In Cards-offer, credit score ranges can be roughly equated to levels of credit, from limited credit to excellent credit.
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Credit Score |
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Excellent Credit |
750 — 850 |
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Good Credit |
700 — 749 |
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Fair Credit |
640 — 699 |
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Bad Credit |
300 — 639 |
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Limited Credit |
Less than 3 years of credit history |
Applying for a credit card designed for people in the score range above does not guarantee you will be approved. Many other factors will go into credit card approval decisions.