Best Balance Transfer Credit Card

If you’re struggling to tame your bloated credit card balances, the right balance transfer card could help you save money on interest and shed your debt more quickly. ust pay close attention to terms and balance transfer fees before applying, and remember that balance transfer credit cards generally require a good to excellent credit rating for approval.

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Best Balance Transfer Credit Card

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Discover it® Balance Transfer

A good value for cardholders who need to transfer a balance, but don’t want to give up earning new rewards, the Discover it 18-month balance transfer card pairs a generous balance transfer promotion with a solid first year bonus.

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Discover it® - 18 Month Balance Transfer Offer

New! Free Social Security Number alerts, we%u2019ll monitor thousands of risky websites when you sign up.*
You could turn $150 into $300 with Cashback Match™. Get a dollar-for-dollar match of all the cash back you%u2019ve earned at the end of your first year, automatically.
Earn 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, 1% cash back on all other purchases.
Redeem your cash back for any amount, any time. Cash rewards never expire.
100% U.S. based customer service.
Get your FICO® Credit Score for free on monthly statements, on mobile and online.
No annual fee.
Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.

Alternatives

If you don't want to pay off your balance in full every month, you can choose ABOC Platinum Rewards Card.

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ABOC Platinum Rewards Card

0% Intro APR on Purchases for 12 months; after that the variable APR will be 13.90% -23.90%, based on your creditworthiness
Earn 10,000 Bonus ABOC Rewards Points after you spend $1,000 on purchases within the first 90 days from account opening
Unlimited Points That Don%u2019t Expire
Earn Points on Every Purchase! It%u2019s simple: $1 = 1 Point
No Annual Fee
Select Your Rewards Your Way

If you would like to shop at Store, you can choose Office Depot Credit Card.

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Office Depot Credit Card

Link your rewards membership to your credit account and get 2% back in rewards on everything automatically.
Get $2 back in rewards when you recycle your ink and toner cartridges (up to 10 cartridges per month). $10 minimum monthly purchase required.
Redeem rewards instantly at checkout in store, online and on the go.
Members-only savings including Rewards Member Pricing and Bonus Rewards.
Become a VIP member and get 5% back in rewards on ink, toner, paper and print/copy/ship services when you spend $500 in twelve months.

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About Cards-Offer

About three-quarters of Americans have at least one credit card,In fact, the average person has 3.4 cards. But whether you have a wallet full of plastic or have never charged a purchase in your life, you should know how to apply for a credit card the right way when the time comes. getting approved for a credit card requires proactive planning that should start long before you apply. That's why Cards-Offer born, we aim to help you to find the right credit card, and then successfully apply a credit card.

How To Apply For A Credit Card

Credit card applications are straightforward, but you'll need to meet some minimum financial requirements to get approved for the best credit card offers. Learn how to apply for a credit online and what to expect after you click submit.

Knowing your credit score and what's on your credit report can help you determine what products to apply for. If you have fair credit, for example, you may not want to apply for a card that clearly states that only applicants with excellent credit will be approved.
If you don't have good credit, you may find it difficult to get approved for a card with a large sign-up bonus and a lucrative reward structure. Each credit card application ends up on your credit report, so the Nerds recommend using our credit cards comparison tool to find a card that fits your credit profile before applying.
If the card allows balance transfers, you may request to have balances transferred from other credit card accounts to the new card.
To apply for a credit card in the US, you’ll need a valid Social Security number and a positive credit history. The best rewards credit cards may require at least three to five years of good credit history, and some more than seven.

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