SunTrust Bank Credit

SunTrust Credit Card is a balance transfer card that provides incentives for cardholders. With this card, you can transfer the balance free of charge within the first 60 days. The balance transfer has an optimal interest rate (5% variable interest rate) for the first three years, then 13.49% to 23.49%, according to your credit after April. When you buy a credit card for $500 in the first three months of a membership card, the credit card provides an unlimited 1% cash return and a $100 billing credit. The card also provides benefits including free monthly FICO scoring visits, car rental insurance, extended warranty coverage, price protection, and travel assistance services.

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SunTrust Bank Credit List

SunTrust Non Profit Business Credit Card

SunTrust Credit Card is a balance transfer card that provides incentives for cardholders. With this card, you can transfer the balance free of charge within the first 60 days. The balance transfer has an optimal interest rate (5% variable interest rate) for the first three years, then 13.49% to 23.49%, according to your credit after April. When you buy a credit card for $500 in the first three months of a membership card, the credit card provides an unlimited 1% cash return and a $100 billing credit. The card also provides benefits including free monthly FICO scoring visits, car rental insurance, extended warranty coverage, price protection, and travel assistance services.

SunTrust Travel Rewards Credit Card

  • 5% cash back on up to $6,000 spent on airfare, hotel and car rental qualifying purchases in the first 12 months
  • 3% unlimited cash back on airfare, hotel and car rental qualifying purchases after your introductory bonus cash back
  • 1% unlimited cash back on all other qualifying purchases - all the time
  • Up to a $100 statement credit every 5 years, as reimbursement for your application fee for Global Entry or TSA Precheck
  • No foreign transaction fees
  • $89 annual fee waived for SunTrust Signature Advantage, Premier, and Private Wealth Management Clients

SunTrust Prime Rewards Credit Card

  • No fees on balance transfers
  • 1% unlimited cash back on all qualifying purchases
  • $100 Cash Back bonus when you spend $500 on qualifying purchases, in the first 3 months
  • No annual fee
  • No foreign transaction fees

SunTrust Cash Rewards Credit Card

  • 5% cash back on up to $6,000 spent on gas and grocery qualifying purchases in the first 12 months
  • 2% unlimited cash back on qualifying gas and grocery purchases after your introductory bonus cash back
  • 1% unlimited cash back on all other qualifying purchases
  • No annual fee
  • No foreign transaction fees
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What Credit Cards Are Available? (4)

SunTrust Non Profit Business Credit Card SunTrust Non Profit Business Credit Card SunTrust Travel Rewards Credit Card SunTrust Travel Rewards Credit Card SunTrust Prime Rewards Credit Card SunTrust Prime Rewards Credit Card SunTrust Cash Rewards Credit Card SunTrust Cash Rewards Credit Card
Sing-Up Bonus No No No No
Annual fee N/A $89 ($0 first year) $0 $0
Benefits
Earn 5% cash back on gas and grocery purchases, up to $300 total, during the first 12 months
Cash back bonuses (up to 75%)
0% APR on purchases and balance transfers for 15 months
12.49% – 22.49% APR
No foreign transaction fee; 3% balance transfer fee (minimum $10); 4% cash advance fee (minimum $10)
Earn an unlimited 3 percent cash back on travel purchases

About Cards-Offer

About three-quarters of Americans have at least one credit card,In fact, the average person has 3.4 cards. But whether you have a wallet full of plastic or have never charged a purchase in your life, you should know how to apply for a credit card the right way when the time comes. getting approved for a credit card requires proactive planning that should start long before you apply. That's why Cards-Offer born, we aim to help you to find the right credit card, and then successfully apply a credit card.

How To Apply For A Credit Card

Credit card applications are straightforward, but you'll need to meet some minimum financial requirements to get approved for the best credit card offers. Learn how to apply for a credit online and what to expect after you click submit.

  • Knowing your credit score and what's on your credit report can help you determine what products to apply for. If you have fair credit, for example, you may not want to apply for a card that clearly states that only applicants with excellent credit will be approved.
  • If you don't have good credit, you may find it difficult to get approved for a card with a large sign-up bonus and a lucrative reward structure. Each credit card application ends up on your credit report, so the Nerds recommend using our credit cards comparison tool to find a card that fits your credit profile before applying.
  • If the card allows balance transfers, you may request to have balances transferred from other credit card accounts to the new card.
  • To apply for a credit card in the US, you’ll need a valid Social Security number and a positive credit history. The best rewards credit cards may require at least three to five years of good credit history, and some more than seven.
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