Credit Cards for Poor / Bad Credits

People with excellent credit(549 and lower) are somewhat limited to apply a credit card, choose from secured and unsecured credit cards may be the best way to start establishing or rebuilding your credit.

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Credit Cards for Poor / Bad Credits List

Capital One QuicksilverOne Cash Rewards Credit Card

The Capital One QuicksilverOne card is one of our top choices for consumers trying to bolster their credit scores, thanks to a generous rewards program that offers 1.5-percent cash back on every purchase and easily makes up for the card’s annual fee.

Discover it® Secured Card - No Annual Fee

  • No Annual Fee, cash back on every purchase, and helps you build your credit with responsible use.
  • Your Secured Card requires a refundable security deposit up to the amount we can approve of at least $200 which will establish your credit line. You will need to provide your bank information when submitting your security deposit.
  • We will automatically begin reviewing your account starting at 8 months to see if we can transition you to an unsecured line of credit.
  • Earn 2% cash back at restaurants & gas stations on up to $1,000 in combined purchases each quarter. Plus, 1% cash back on all your other purchases.
  • Get a dollar-for-dollar match of all the cash back you%u2019ve earned at the end of your first year, automatically.
  • New! Free Social Security Number alerts, we%u2019ll monitor thousands of risky websites when you sign up.*
  • Click "APPLY NOW" to see rates, rewards, FICO? Credit Score terms, Cashback Match%u2122 details & other information.

SKYPASS Visa Secured Card

  • 5,000 SKYPASS bonus miles after your first purchase
  • 1,000 Bonus miles at renewal.
  • Earn 1 mile for every $1 you spend in eligible net purchases (purchases minus credits and returns).
  • $250,000 in Travel Accident Insurance.

Credit One Platinum Card

  • Choose from more than 20 unique card designs, a fee may apply
  • Free online credit score tracking included
  • Enjoy the flexibility to choose your payment due date, terms apply
  • Stay in-the-know with customizable account alerts via email and text
  • Enjoy peace of mind with $0 Fraud Liability
  • No deposit requirements and opportunities to build your credit
  • Manageable credit lines up to $1,500 or more
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What Credit Cards Are Available? (4)

About Cards-Offer

About three-quarters of Americans have at least one credit card,In fact, the average person has 3.4 cards. But whether you have a wallet full of plastic or have never charged a purchase in your life, you should know how to apply for a credit card the right way when the time comes. getting approved for a credit card requires proactive planning that should start long before you apply. That's why Cards-Offer born, we aim to help you to find the right credit card, and then successfully apply a credit card.

How To Apply For A Credit Card

Credit card applications are straightforward, but you'll need to meet some minimum financial requirements to get approved for the best credit card offers. Learn how to apply for a credit online and what to expect after you click submit.

  • Knowing your credit score and what's on your credit report can help you determine what products to apply for. If you have fair credit, for example, you may not want to apply for a card that clearly states that only applicants with excellent credit will be approved.
  • If you don't have good credit, you may find it difficult to get approved for a card with a large sign-up bonus and a lucrative reward structure. Each credit card application ends up on your credit report, so the Nerds recommend using our credit cards comparison tool to find a card that fits your credit profile before applying.
  • If the card allows balance transfers, you may request to have balances transferred from other credit card accounts to the new card.
  • To apply for a credit card in the US, you’ll need a valid Social Security number and a positive credit history. The best rewards credit cards may require at least three to five years of good credit history, and some more than seven.
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