Credit Cards for Excellent Credits

Credit Cards for Excellent Credits is a Airline Credit Cards.

People with excellent credit(720 and higher) typically enjoy lower rates, better introductory rates and bonuses and better rewards, you can be a bit more selective when it comes to shopping for a credit card.

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Credit Cards for Excellent Credits List

Hancock Bank Visa Platinum Credit Card

  • Get 1 reward point for every dollar you spend beginning with your first purchase.

Union Bank Maximum Rewards Visa Signature

  • 1.5 points per $1 spent on purchases

Cashback Visa Signature

  • Earn $50 bonus credit after you spend $1,000 on purchases in the first 3 months from account opening*
  • Earn 1.25% cash back with no annual fee
  • 0% Intro APR for 12 months on purchases and balance transfers. A variable APR of 13.49%, 17.49%, or 21.49% will apply based on creditworthiness after the introductory period ends. Balance Transfer fee is 3% of the amount transferred with a minimum of $5*
  • No Foreign Transaction Fees
  • EMV Chip enabled to enhance security and ease of use internationally

Somerset Trust Company MasterCard with ScoreCard Rewards

  • Holder earns one (1) Bonus Point in the ScoreCard? Bonus Point Program for every $1 dollar of a qualifying credit card purchase.

Rewards Visa Signature

  • Earn 5,000 bonus points after you spend $1,000 on purchases in the first 3 months from account opening*
  • Earn 3X points on gas, 2X points on travel, dining and 1X point per dollar spent on all other purchases*
  • Receive 25% more value when redeeming points for air travel on PointQuest Rewards site
  • 0% Intro APR for 12 months on purchases and balance transfers. A variable APR of 13.49%, 17.49%, or 21.49% will apply based on creditworthiness after the introductory period ends. Balance Transfer fee is 3% of the amount transferred with a minimum of $5*
  • No Foreign Transaction Fees
  • EMV Chip enabled to enhance security and ease of use internationally
  • $0 Annual Fee

The Marvel Mastercard

  • Earn 3% Cashback on Dining, Select Entertainment, Online at Marvel.com and Marvel%u2019s Official Merchandise Booth
  • Earn 1% Cashback on all other Mastercard purchases
  • No Annual Fee
  • $25 Statement Credit after your first purchase

Bank of the West Platinum Rewards MasterCard Credit Card

  • One reward point for every $1 in qualifying purchases
  • Unlimited reward points with no expiration dates and no annual cap as long as your account remains open and in good standing
  • Travel on most domestic and international airlines with no blackout dates
  • Claim and redeem points easily, online or by phone
  • Choose from rewards like gift cards, merchandise, travel, and unique experiences
  • Get cash rebates as well

U.S. Bank Cash ™ Visa Signature® Card

  • Special Cash Back Offer: 5.5% cash back for the first year on your first $2,000 in eligible purchases each quarter on the combined two categories you choose. Thereafter, earn 5%.
  • 2.5% cash back for the first year on your choice of one everyday category (i.e. gas or groceries). Thereafter, earn 2%.
  • 1.5% cash back for the first year on all other eligible net purchases. Thereafter, earn 1%
  • New Cardmember bonus: $100 after you spend $500 in eligible net purchases in the first 90 days you have the card
  • 0% Intro APR* on balance transfers for 12 billing cycles. After that, a variable APR currently 14.99% - 23.99%
  • Unlimited cash back
  • No annual fee
  • Great Offer for Customers of U.S. Bank, a 2017 World's Most Ethical Company? - Ethisphere Institute, March 2017

Toyota Rewards

  • Earn 5,000 bonus points when you spend $500 outside of Toyota dealerships within the first 90 days
  • 5 points/$1 spent at Toyota dealerships
  • 2 points/$1 spent on gas
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Alternatives

If you want more cash back, you can choose Citizens Bank Cash Back Plus™ World MasterCard.

Citizens Bank Cash Back Plus™ World MasterCard

  • Unlimited 1.5% cash back on every purchase with no rotating categories or enrollments to keep track of
  • 10% Purchase Bonus on your earned cash back rewards when you make at least one purchase every month for six consecutive months or more
  • 10% Relationship Bonus on your earned cash back rewards and Purchase Bonus when you direct deposit them in a Citizens Bank personal checking, savings or money market account
  • Take advantage of both bonuses to earn 1.8% cash back
  • 0% introductory APR on balance transfers for 12 billing cycles, thereafter a 14.99%, 17.99% or 20.99%, variable APR based on your creditworthiness
  • Variable purchase APR of 14.99%, 17.99% or 20.99% applies from account opening based on your creditworthiness
  • No annual fee*
  • No foreign transaction fees
  • No penalty APR for late payments
  • Extended Warranty Protection doubles the original manufacturer%u2019s or store brand warranty for up to two years
  • Price Protection for 120 days from purchase
  • Concierge Services
  • Trip Cancellation Insurance
  • Trip Interruption Insurance
  • MasterRental Insurance for collision, loss or damage
  • Zero Liability Protection against unauthorized purchases
  • Travel accident and baggage delay insurance
  • 24/7 online account management
  • Make purchases using Apple Pay%u2122 in-store and in-app with participating merchants
  • Up to 21-day grace period on all purchases
  • Balances count toward Circle Gold checking monthly combined balance
  • Year-end summary statement

If you travel often and don't prefer a particular airline or stay with a particular hotel brand, you can choose Capital One Venture Rewards Credit Card.

Capital One Venture Rewards Credit Card

The Capital One Venture card offers a reasonable APR and a generous travel rewards program, but comes with a hefty annual fee.

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What Credit Cards Are Available? (97)

Hancock Bank Visa Platinum Credit Card

  • Get 1 reward point for every dollar you spend beginning with your first purchase.

Union Bank Maximum Rewards Visa Signature

  • 1.5 points per $1 spent on purchases
Sponsored Links
Sponsored Links

Cashback Visa Signature

  • Earn $50 bonus credit after you spend $1,000 on purchases in the first 3 months from account opening*
  • Earn 1.25% cash back with no annual fee
  • 0% Intro APR for 12 months on purchases and balance transfers. A variable APR of 13.49%, 17.49%, or 21.49% will apply based on creditworthiness after the introductory period ends. Balance Transfer fee is 3% of the amount transferred with a minimum of $5*
  • No Foreign Transaction Fees
  • EMV Chip enabled to enhance security and ease of use internationally

Somerset Trust Company MasterCard with ScoreCard Rewards

  • Holder earns one (1) Bonus Point in the ScoreCard? Bonus Point Program for every $1 dollar of a qualifying credit card purchase.

Rewards Visa Signature

  • Earn 5,000 bonus points after you spend $1,000 on purchases in the first 3 months from account opening*
  • Earn 3X points on gas, 2X points on travel, dining and 1X point per dollar spent on all other purchases*
  • Receive 25% more value when redeeming points for air travel on PointQuest Rewards site
  • 0% Intro APR for 12 months on purchases and balance transfers. A variable APR of 13.49%, 17.49%, or 21.49% will apply based on creditworthiness after the introductory period ends. Balance Transfer fee is 3% of the amount transferred with a minimum of $5*
  • No Foreign Transaction Fees
  • EMV Chip enabled to enhance security and ease of use internationally
  • $0 Annual Fee

The Marvel Mastercard

  • Earn 3% Cashback on Dining, Select Entertainment, Online at Marvel.com and Marvel%u2019s Official Merchandise Booth
  • Earn 1% Cashback on all other Mastercard purchases
  • No Annual Fee
  • $25 Statement Credit after your first purchase

Bank of the West Platinum Rewards MasterCard Credit Card

  • One reward point for every $1 in qualifying purchases
  • Unlimited reward points with no expiration dates and no annual cap as long as your account remains open and in good standing
  • Travel on most domestic and international airlines with no blackout dates
  • Claim and redeem points easily, online or by phone
  • Choose from rewards like gift cards, merchandise, travel, and unique experiences
  • Get cash rebates as well

U.S. Bank Cash ™ Visa Signature® Card

  • Special Cash Back Offer: 5.5% cash back for the first year on your first $2,000 in eligible purchases each quarter on the combined two categories you choose. Thereafter, earn 5%.
  • 2.5% cash back for the first year on your choice of one everyday category (i.e. gas or groceries). Thereafter, earn 2%.
  • 1.5% cash back for the first year on all other eligible net purchases. Thereafter, earn 1%
  • New Cardmember bonus: $100 after you spend $500 in eligible net purchases in the first 90 days you have the card
  • 0% Intro APR* on balance transfers for 12 billing cycles. After that, a variable APR currently 14.99% - 23.99%
  • Unlimited cash back
  • No annual fee
  • Great Offer for Customers of U.S. Bank, a 2017 World's Most Ethical Company? - Ethisphere Institute, March 2017

Toyota Rewards

  • Earn 5,000 bonus points when you spend $500 outside of Toyota dealerships within the first 90 days
  • 5 points/$1 spent at Toyota dealerships
  • 2 points/$1 spent on gas

What is an airline credit card?

 If you travel regularly on the same airline and do so often enough so that the benefits from the card justify the annual fee, an airline credit card can be a good choice for you. The more you take a particular airline, the more you will be able to redeem miles for free flights or seat upgrades and use those rewards for the flights you want.                

What are the benefits of airline credit cards?

Sign-up bonus

Many airline credit cards offer a one-time bonus. For example, you can earn 50,000 miles once you spend over $3,000 within 3 months from account opening by using Capital One Venture Rewards credit card. This is a good choice if you have a lot of flight plans for a while.

Miles rewards

With an airline credit card, you can earn miles with every purchase, which can be redeemed for any future flight purchases on that card. Some airline credit cards will also give you points when you stay at hotels or dining at restaurants worldwide.

Additional perks

  • Free checked bags

    Checked baggage is an important consideration because most major airline credit cards include a checked bag fee waiver, which can be valuable and quickly compensate for the annual fee. Remember to link your airline credit card with your frequent-flyer account if you have, because that’s how some airlines determine if you are eligible for free checked baggage.

  • Priority boarding

    Priority boarding can save you a lot of time.

  • Reaching elite status faster

  • No blackout dates or travel restrictions

    This means you can book your flight through the credit card rewards as long as there’s a seat on the flight.

No foreign transaction fees

Many airline credit cards don’t have foreign transaction fees, so it’s a good idea to use them while traveling abroad.


What do you need to apply for an airline credit card?

Credit score

Airline credit cards require your credit score in great shape first. Most of the top travel credit cards are offered to those with “excellent” or “very good” credit. Don’t be discouraged if you find that you don’t qualify for a travel credit card yet. There are also many good rewards or cash back credit cards which are worth applying for and can help you to build credit.

Credit card application

You can apply for an airline credit card through the airline and the issuer depending on the card. And you just need to fill in your personal information and submit your application. The credit card issuer will consider your credit reports and several different factors when reviewing your application to get an idea of your creditworthiness.


How to use an airline credit card?

Read your credit card terms and conditions.

You need to have an understanding of the terms of your credit card in order to use it better and avoid paying extra fees.

Maximize your miles and rewards

Airline credit cards offer many ways to help you to save money on traveling. Keep an eye out for earning double or triple miles rewards opportunities.

Plan on Paying Taxes When You Redeem Airline Miles

Airline miles can make your flight cheap, but they won’t be free. Because when you pay with miles, you also need to pay government-mandated taxes and fees. Therefore, we recommend you pay attention to taxes before you redeem airline miles.

Pay your bill in full on time

Airline credit cards provide rewards programs, but tend to have higher interest rates. If you carry a balance, your interest charge may be more than your rewards. Therefore, we recommend you to pay the bill in full on time in order to avoid paying high interest.


About Cards-Offer

About three-quarters of Americans have at least one credit card,In fact, the average person has 3.4 cards. But whether you have a wallet full of plastic or have never charged a purchase in your life, you should know how to apply for a credit card the right way when the time comes. getting approved for a credit card requires proactive planning that should start long before you apply. That's why Cards-Offer born, we aim to help you to find the right credit card, and then successfully apply a credit card.

How To Apply For A Credit Card

Credit card applications are straightforward, but you'll need to meet some minimum financial requirements to get approved for the best credit card offers. Learn how to apply for a credit online and what to expect after you click submit.

  • Knowing your credit score and what's on your credit report can help you determine what products to apply for. If you have fair credit, for example, you may not want to apply for a card that clearly states that only applicants with excellent credit will be approved.
  • If you don't have good credit, you may find it difficult to get approved for a card with a large sign-up bonus and a lucrative reward structure. Each credit card application ends up on your credit report, so the Nerds recommend using our credit cards comparison tool to find a card that fits your credit profile before applying.
  • If the card allows balance transfers, you may request to have balances transferred from other credit card accounts to the new card.
  • To apply for a credit card in the US, you’ll need a valid Social Security number and a positive credit history. The best rewards credit cards may require at least three to five years of good credit history, and some more than seven.
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