Chase Slate®
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Applying for another credit card might seem foolish if you’re dealing with a pile of debt. But if you’re thinking about getting the Chase Slate®, you’ve got the right idea. This card is for balance transfers because of its rare combination of features that can help dedicated debtors get out of the red faster.
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Chase Slate® | |
Sing-Up Bonus | Yes |
Annual fee | $0 |
Benefits | |
ChaseSlate®
The biggest advantage of ChaseSlate® may be that it does not charge a balance transfer fee (up to 5% and a minimum of $5) for the first 60 days after opening an account. Most other balance debit cards charge a fee equal to 3-5% of your balance, just to transfer them to the card. This feature makes it easy to see how the ChaseSlate® card can immediately save a lot of money.
If fraudulent spending occurs on the card, the cardholder can use zero liability protection; any unauthorized purchase must be reported through the customer service number on the back of the card. If Chase notices fraudulent spending and the cardholder does not notice it, the text alert will send a notification to the card member.
This allows cardholders to experience another outstanding aspect of Slate credit cards: customer service. Multiple customer reviews of the card expressed satisfaction with the customer service provided by Chase. The combination of exceptional customer service and a simple credit scoring monitoring system provides an excellent experience for customers using Chase Slate credit cards.
2. Not the longest introduction during the purchase of APR. Some Slate® competitors, such as Citi Diamonds, are preferred (21 months) and spend more time buying APR promotions.
3. There are no registration bonuses. Slate® does not offer a registration bonus. Registration bonuses are not common among Slate's competitors, but some do offer good deals - for example, BBVA Compass Rewards offers you a $150 statement for at least $1,500 within 90 days of opening an account.
4. 3% foreign transaction fee. ChaseSlate® adds 3% to all foreign transactions - a bad thing for foreign travelers. Both Citi Simplicity and Capital One Quicksilver lack foreign transaction fees.
5. There are almost no additional value added. As a simple credit card, Slate® has almost no added value, which is not shocking. In addition to the monthly FICO® scores and dashboards, there is really nothing to write about in this regard. In contrast, Citi Simplicity, a simple card for direct competitors, offers Citi Price Rewind, which can be refunded if the price of the item purchased using the card is lower (up to $300) In 60 days).
ChaseSlate® is one of the reputable people in credit card debt refinancing. It offers three times the interest savings, balance transfer fees and annual fees. Use ChaseSlate® to get started with today's debt-free goals.
About three-quarters of Americans have at least one credit card,In fact, the average person has 3.4 cards. But whether you have a wallet full of plastic or have never charged a purchase in your life, you should know how to apply for a credit card the right way when the time comes. getting approved for a credit card requires proactive planning that should start long before you apply. That's why Cards-Offer born, we aim to help you to find the right credit card, and then successfully apply a credit card.
Credit card applications are straightforward, but you'll need to meet some minimum financial requirements to get approved for the best credit card offers. Learn how to apply for a credit online and what to expect after you click submit.
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The credit score is a three-digit number relating to your credit worthiness. Banks or issuers use it to determine if they will approve you for a credit card. In Cards-offer, credit score ranges can be roughly equated to levels of credit, from limited credit to excellent credit.
Credit Score |
|
Excellent Credit |
750 — 850 |
Good Credit |
700 — 749 |
Fair Credit |
640 — 699 |
Bad Credit |
300 — 639 |
Limited Credit |
Less than 3 years of credit history |
Applying for a credit card designed for people in the score range above does not guarantee you will be approved. Many other factors will go into credit card approval decisions.