AT&T Access Card From Citi
The AT&T Access Card from Citi is an easy way for current AT&T customers to earn points on their monthly phone, cable and internet payments. For others, it won’t be nearly as useful.
AT&T Access Card From Citi Credit Card is designed for frequent users of AT&T. Like most retail credit cards, the APR range of this card may be high. This means that cardholders who lack consumption planning may find themselves in trouble in clearing their balance between months. That is to say, for cardholders with good credit, the variable interest rate of credit cards starts at a moderate 14.99%. If your credit history is flawed, you may be treated exceptionally, with an APR of 23.99%. This makes it even more important to pay your AT&T Access Card From Citi Credit Card bills in full when they are due. Otherwise, you risk denying your rewards and benefits.
The AT&T Access Card from Citi is an easy way for current AT&T customers to earn points on their monthly phone, cable and internet payments. For others, it won’t be nearly as useful.
AT&T Access Card From Citi | |
Sing-Up Bonus | No |
Annual fee | $0 |
Benefits | |
Bonus points on AT&T | ✔ |
Bonus points on gas | ✔ |
No annual fee | ✔ |
1. Remember, spend at least $1,000 in the first three months to earn 10,000 thank-you points. These points will help you when you need a big discount in the future.
2. When using AT&T Access Card From Citi Credit Card, try to cash gift cards or travel rewards to get the highest possible conversion rate.
3. Citibank's thank-you points are one of the special features of AT&T Access Card From Citi Credit Card, which can be cashed in a variety of ways. The actual value of each point depends on how you use it. Although you can buy Electronics and other goods with points, cash with points, and even shop on Amazon, Expedia, Live Nation, and other partners' websites, if you choose to exchange gift cards or travel shopping points, the reward range will be greater. In this way, you can save 1% of the points compared with other cards. For example, when you use a cash return or settlement credit incentives, you will get a conversion rate of 0.5 cents/point.
4. Sometimes, AT&T Access Card From Citi Credit Card members can receive promotional offers through text message reminders or customer service notifications, which are twice the rewarded value when combined with loyalty schemes.
5. When traveling abroad, you'd better choose to leave your AT&T Access Card From Citi Credit Card at home to avoid paying 3% foreign transaction fee.
I'm not sure if I want to apply for this card. If any of the following is in line with you, AT&T Access Card From Citi Credit Card can be your consideration.
1. You want to get mobile phones and cable TV through AT&T, and you want to get some rewards by paying your monthly bills.
2. It's not difficult for you to spend $1,000 in the first three months to get 10,000 points to thank you for the bonus.
3. You often book air tickets and hotels online to improve your travel plan.
4. Instead of choosing what you like in a physical store. You are more likely to buy what you need online. This is a choice of consumption habits.
5. You hope that the merchants can provide a variety of schemes to meet your needs at different times.
6. You are looking for a card that will be very helpful for your trip. This card will help you get , accommodation, rental car, etc.
About three-quarters of Americans have at least one credit card,In fact, the average person has 3.4 cards. But whether you have a wallet full of plastic or have never charged a purchase in your life, you should know how to apply for a credit card the right way when the time comes. getting approved for a credit card requires proactive planning that should start long before you apply. That's why Cards-Offer born, we aim to help you to find the right credit card, and then successfully apply a credit card.
Credit card applications are straightforward, but you'll need to meet some minimum financial requirements to get approved for the best credit card offers. Learn how to apply for a credit online and what to expect after you click submit.
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The credit score is a three-digit number relating to your credit worthiness. Banks or issuers use it to determine if they will approve you for a credit card. In Cards-offer, credit score ranges can be roughly equated to levels of credit, from limited credit to excellent credit.
Credit Score |
|
Excellent Credit |
750 — 850 |
Good Credit |
700 — 749 |
Fair Credit |
640 — 699 |
Bad Credit |
300 — 639 |
Limited Credit |
Less than 3 years of credit history |
Applying for a credit card designed for people in the score range above does not guarantee you will be approved. Many other factors will go into credit card approval decisions.