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JCPenney Mastercard®
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Annual Fee
0
Regular APR
27.99% (fixed)
Open-loop card or Close-loop card
N/A
Additional Information
Balance Transfer Fee
N/A
Purchase Intro APR
N/A
Transfer Intro APR
N/A
Late Payment Fee
Up to $38
Returned Payment Fee
N/A
Cash Advance Rate
27.99% (fixed)
Cash Advance Fee
5% of the transaction or $10.00 (whichever is higher)
Foreign Transaction Fee
3% of each transaction
Smart Chip
N/A
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Sign-up Bonus
No Sign-Up Bonus.
Rewards
No Rewards..
Application Requirements
Minimum credit score
Fair
Minimum Age
18
How To Apply JCPenney Mastercard®
Open JCPenney Credit Card Application Website and fill in your personal information.
Select any options you want to attach to the card. You can choose to receive electronic reports, add security to authorized users or registered cards, and credit card insurance features can pay for your minimum balance or, in some cases, all possible balances.
Click Continue to submit your application.
You can visit JCPenney Store and apply. If you like, you can contact the staff.
You can apply for the JCPenney Mastercard® Credit Card by selecting the appropriate Apply Now button below.
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How To Use JCPenney Mastercard®
Where Can You Use JCPenney Mastercard® Credit Card?
The JCPenney credit card can be used for accommodating at JCPenney, JCPenney.com, Sephora stores inside JCPenney stores, Sephora.com, Rite Aid, and Riteaid.com and any other place that accepts Mastercard.
Pay Your JCPenney Mastercard® Credit Card Bill On Time
Something About JCPenney Mastercard® Credit Card Rewards
Double member reward points (1 point per $1 spent at JCPenney)
Receive $10 certificate for every 200 points earned
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