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Goody's Credit Card
Issued by Visa
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Annual Fee
$0
Regular APR
28.74% variable
Open-loop card or Close-loop card
N/A
Additional Information
Balance Transfer Fee
N/A
Purchase Intro APR
N/A
Transfer Intro APR
N/A
Late Payment Fee
Up to $38
Returned Payment Fee
Up to $38
Cash Advance Rate
N/A
Cash Advance Fee
N/A
Foreign Transaction Fee
N/A
Smart Chip
N/A
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Sign-up Bonus
No Sign-Up Bonus.
Rewards
No Rewards..
Application Requirements
Minimum credit score
Fair
Minimum Age
18 years of age
How To Apply Goody's Credit Card
To complete the form, you should enter your name, address, telephone number and email address in the application form. You may also need to list your annual income and monthly mortgage or rent.
The credit card also asks for your date of birth, social security number, mother's maiden name, and driver's license number as part of its credit check.
When you have completed the form, the application needs to be reviewed, and you will receive your Goody's Credit Card soon if your audit passes.
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How To Use Goody's Credit Card
Where Can You Use
It can be used Goody's Store and Goody's.com
Pay Your Bill On Time
You need to make on-time payments. A late payment could hurt the credit score or the limit of your credit card.
Something About The Card
A $5 reward for every 100 cents earned through any form of payment can be applied to almost any project.
$1 spent = 1 point gained through any form of payment
Bonus points every day!
Spend $1 = use store card to earn 2 points
Exclusive credit card holders save
Christmas bonus
Birthday bonus preference = $10, platinum = $20
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How To Apply For A Credit Card
Credit card applications are straightforward, but you'll need to meet some minimum financial requirements to get approved for the best credit card offers. Learn how to apply for a credit online and what to expect after you click submit.
- Knowing your credit score and what's on your credit report can help you determine what products to apply for. If you have fair credit, for example, you may not want to apply for a card that clearly states that only applicants with excellent credit will be approved.
- If you don't have good credit, you may find it difficult to get approved for a card with a large sign-up bonus and a lucrative reward structure. Each credit card application ends up on your credit report, so the Nerds recommend using our credit cards comparison tool to find a card that fits your credit profile before applying.
- If the card allows balance transfers, you may request to have balances transferred from other credit card accounts to the new card.
- To apply for a credit card in the US, you’ll need a valid Social Security number and a positive credit history. The best rewards credit cards may require at least three to five years of good credit history, and some more than seven.
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