American Express® Premier Rewards Gold Card

Do not pay for the membership for gold or platinum or any of American express because if you travel a-lot and are looking for car rentals. They have the worse service especially if you looking for pickup location and drop off to be both non-airport. They would tell you to go use ur points and book it direction with the car rental companies.

I have had this card for a few months now and I absolutely love it. The points are really racking up. As this is not a true “static value cash back card”, you need to do a little research on the best ways to redeem points. While straight statement credits yield poor returns, I am utterly convinced that Amex has the best travel airline partners. Aeroplan in particular (a partner with United) let’s you redeem for United flights at barebone prices. British airways (a partner with American Airlines) has good reception values for American flights. But again, this requires that you do some research. If you are willing to give up value in your points in order to forego the research, Amex travel portal also does the trick too. But you are paying for being too lazy to research other options. Other benefits such as roadside assistance (10 miles per toe for free) also go unnoticed due to lack of looking into this cards value. The card has very generous redemption ratios at 2 points for restaurants, gas stations, and groceries. (Remember this does not mean 2% cash back as its value varies on redemption). Amex has a targeted offer portal which gives extra membership points or cash back when you shop at certain stores. 100 dollar airline incidental fee resets every calendar year so you could essentially redeem 200 dollars towards airline fees before ever paying its annual fee. Really think this card stacks up to its competition as it allows for better second year value than the Chase sapphire preferred, which only gives 2 points per travel and dining. I think both this and the chase sapphire give better value than the venture, which has no flexibility when it comes to how you redeem its miles (and therefore no flexibility on the redemption of its points.)

I got the 50k offer and it has been no hassle and the points arrived in my account. If you check online when your new statement becomes available, you will be able to see which charges received 2x or 3x points. The special monthly offers are great as well as they are usually a mix of offers with many like best buy and lowes that I was going to shop at anyway. With 2 kids, I have matched this with the everyday preferred and the points are just racking up. I have had the card a few months and with the sign up bonus, I already have enough points for a flight and throughout the year, I should have enough for lodging as well. I am a big fan of AMEX!

Reward points can add up quick with this card. I like the 2x points at gas stations because I buy a lot of fuel and there is no cap on the points you can earn in a year.

Made the requirements and received the 25000 bonus points, no hassles. Like the 2X rewards at gas stations because I buy a lot of fuel in a year.. With the one reward point to one Delta Skymile ,I will have enough miles for a international first class ticket in short order.

American Express has an excellent customer service department. I have had no complaints in regards to their services and that’s enough to keep me as a customer. Many people have been complaining about not receiving points, I have never experienced this and have received all the bonuses I was promised across my three different accounts with them. The Gold Card from Amex is an excellent choice for travelers, especially those who like to pay their balance in full to manage their debt. In my opinion I don’t mind paying the annual fee;however, there are other options with little to no annual fee that offer similar rewards such as the Venture Card from Capital One or the Sapphire Prefferes from Chase. I actually prefer the Gold Card over the Platnium because of the extra points at Gas Stations and Resturants. In all honesty the fee shouldn’t be $195 but you are given a $100 airline fee credit so I consider the fee to be $95. This is a CHARGE not a Credit Card, this should be a very important factor in your decision because you cannot carry a balance, only under certain circumstances. If you qualify AMEX will offer you “pay over time” option for larger purchases over I believe $100 and they have a fixed APR usually around 19%. There are no foreign transaction fees. No pre-set spending limit, which can be a little annoying in regards to credit reporting. Also, the rotating categories that AMEX offers are really beneficial and have you earning points and statement credits much faster!

Dont trust American Express ever. Their offers are a scam and they just make false promises to get your business. Once they get it they stoop so low that you wont believe a company like Amex can do. I moved from Everyday card to the premier rewards card because their customer service told me that I will get 15000 points after spending 2000$ in the first 3 months. I spend 7000$. Since then I have been calling them for the last 8 months to get the point credited. Every month they give me the same reason "We are opening an investigation and you will hear from us in 3 to 4 weeks". They say this shamelessly every month as they have been trained. After sometime I came to know the ploy. They say that the first year is free and from second year onwards there is a charge of around 160$. They delay the whole process for 1 year so that the customer will wait till the points gets credited and then in the second year they will apply the charge to stop the customer from cancelling the card. So beware of this company and dont get cheated as I have been. Their customer service or their representatives dont care at all and will shamelessly give the same recorded reason for delay. Who has time to go to the court for such things else this is a clear case of cheating.

Lied to get me to sign up by offering 75,000 bonus points. Waited. Called and was told they will hit your account soon. Waited. Same answer. Finally told no bonus. Other lies regarding bonus categories. Just avoid them

I love this card.  Use it everyday and enjoy all the perks and great customer service.  I don't understand all the negative reviews... The annual fee isn't bad either.

You cannot find this info anywhere but once you have your points the points are worth only so much depending how you use them.  You can link your points to your Amazon account but alas when they loaded it looks like instead of a 1:1 ratio (which would make sense) each point was worth around sixty cents on the dollar or something.   60k points only equated to around $400 on Amazon.  Many of the gift cards you can buy with the points again its not a 1:1 ratio - some were as little as half value....I found Home Depot gift cards that were 1:1 so I bought 500 bucks worth with around 50k in points.  The rewards are deceptive.  The 3x bonus points on booking directly with airline websites is a joke.  The prices are inflated and websites are ridiculous to navigate compared to a full travel website.  Booking travel on their site is also a joke.  Everything is more expensive.  Having them reimburse your bag fees takes a 30 phone call - next time I'll just pay it and I won't have to tangle with an Indian customer service rep.  I got this for the rewards - worst rewards website of all credit card companies.  Avoid this card.