Citi ThankYou Preferred Card for College Students

Applied at 660 TU 651 EQ and 15 inquiries and exactly 1 year of history, 2 secured cards and 1 sub-prime card (Surge), and federal student loans. At my one year aniversary of credit history I suddenly had several 'good' approval odds on CK. Applied and was approved for Capital One Platinum $1k, applied for Chase Freedom Unlimited- denied, applied for Citi Thankyou Preferred- got the '7-10 days', applied Delta Gold Skymiles American Express- approved $1k. Waited 7 days, still no response from Citi. I called and spoke to a very nice and knowledgable man, named Daniel. He said the reason I hadn't gotten a response was that there had been a 'hiccup' in the system. I'm guessing it's because I had to choose the 'other' option because my college wasn't listed, but I never asked. He put me on hold while he 'straightened things out', periodically picking up and letting me know he was still there, still working on it. Anyone who's ever been on hold with a bank will know how comforting that is. It took probably about ten minutes, then he picked up and said "I'd like to be the first to congratulate you on being approved for the Citi Thankyou Prefered credit card with a $2,500 credit line". I was ECSTATIC, I was really just hoping to be approved for like $500. I had applied for several student cards like Capital One Journey and Discover student, and was denied over and over. I had started trying to get credit when I had recently turned 18, and obviously didn't understand how inquiries would affect my score. Hence, not being able to get a decent unsecured card until a year later. Will update in a few months. 

My credit score is around 670 and I got approved with a $500 credit limit. I was hoping for a little more, but it will help me pay my tuition throughout the year as it is a 0% APR card. Good card for any student that needs a little bit extra for school!

Really easy to use. I love the reward system on this card. I have used so many different credit cards and by far this is the best. Every 6 months I get my credit line increased automatically (depending on how well you handle it). I highly recommend getting this credit card.

Citi customer service is usally good. I use it instead of my debit card and have set up autopay to keep it paid in full each month. I did have some issues when I closed my checking account that I did not use where their account manegement system deleted the account and I had to make a new one. It does have a high interest rate, but if you stay paid in full, that doesn't matter. 

Never owned anything credit related. When I was told to apply because I was a student at a college and had a small income, she said I’d be approved. Sure enough, I got approved and was have been using it to increase my credit score. Currently, I have a credit score of 649 (have a car loan as well), and just the credit card itself helps out.

I applied a while back and really didn't have any credit history at all. This was my first credit card ever and I got a $1,500 limit right away. I basically use it to pay my everyday expenses like food and gas. Then I just pay the full amount due at the end of each month. I have never paid the minimum payment of $25. Which could be why out of the 3 years I have had the credit card I have only paid interest like less than 5 times. Which in reality I get back what I here and there pay for interest by using their pay my purchases with my rewards program. Credit card is awesome for low-income college students and my local Citi branch customer service is AWESOME too!