Banana Republic Credit Card

Banana Republic Credit Card
Issued by Synchrony Bank
Card Rating:2.50
Advertiser Disclosure
Annual Fee
0
Regular APR
26.49% (V)
Open-loop card or Close-loop card
N/A

Additional Information

Balance Transfer Fee
N/A
Purchase Intro APR
Not Offered
Transfer Intro APR
Balance Transfers Not Allowed
Late Payment Fee
$38
Returned Payment Fee
N/A
Cash Advance Rate
28.49% (V)
Cash Advance Fee
4% (min $10)
Foreign Transaction Fee
3%
Smart Chip
Yes, chip-and-signature
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Sign-up Bonus

When approved for the Banana Republic Credit Card online, new customers will receive 20% off their first card purchase at BananaRepublic.com.

Rewards

Earn 5 points for every $1 spent at Old Navy, Gap, Banana Republic and Athleta; Earn 1 point for every $1 spent everywhere Visa® credit cards are accepted.
Receive $5 Reward Card for every 500 points at Gap Inc. stores or sites.
Reach Luxe status by earning 5,000 points in a calendar year.
Connect with Banana Republic and earn up to $10 in rewards. Earn 500 Bonus Reward Points when you submit a valid account number and email address and 500 Bonus Reward Points by enrolling in paperless billing.
Enjoy the perks: Double points shopping days, Cardmember-only offers and discounts, free standard shipping on all online orders over $50 and birthday gift.

Banana Republic Credit Card Special Offers

Exclusive 10% your purchase everyday

Cardmember Exclusive Extra 10% Off Online & in Banana Republic Store with CODE:BRCARD.

Expired on:08/31/2019 at 11:59 pm 

Application Requirements

Minimum credit score
Fair
Minimum Age
N/A

Cons

["High APR"]

How To Apply Banana Republic Credit Card

  • You can apply for the Target REDcard Credit Card or Debit Card by selecting the appropriate Apply Now button below.

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How To Use Banana Republic Credit Card

Where Can You Use Banana Republic Credit Card?

  • The Banana Republic Credit Card rewards you for shopping at the Banana Republic and at sister brands under the Gap Inc. umbrella — Gap, Old Navy, and Athleta. There is a store-only version of the card.

  • The Banana Republic Credit Card can be used anywhere Visa is accepted. 

Pay Your Banana Republic Credit Card Bill On Time

  • DON'T carry a balance. The ongoing APR is 26.49% Variable. That’s around 10 percentage points higher than the average rate on credit card accounts that incur interest.

Something About Banana Republic Credit Card Rewards

  • Get 25% off your first online purchase when you open and use your card. Discount coupon valid for 7 days from account opening. Expires 1/31/2019.

  • Earn 5 points for every $1 spent at Old Navy, Gap, Banana Republic, and Athleta; Earn 1 point for every $1 spent everywhere Visa® credit cards are accepted.

  • Receive $5 Reward Card for every 500 points at Gap Inc. stores or sites.

  • Reach Luxe status by earning 5,000 points in a calendar year.

  • Connect with the Banana Republic and earn up to $10 in rewards. Earn 500 Bonus Reward Points when you submit a valid account number and email address and 500 Bonus Reward Points by enrolling in paperless billing.

  • Enjoy the perks: Double points shopping days, Cardmember-only offers and discounts, free standard shipping on all online orders over $50 and birthday gift.

  • Limited Time Offer: Earn 200 bonus points each day when you use this card. Expires 12/9/2018.

Credit Card Reviews

1 Reviews
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The most under-rated credit card out there
by
Anonymous
1 year ago
"

We were only casual users of BR in the past, but once we got the initial discount on our purchase for opening the credit card, we have been inundated with quarterly and sometimes monthly point deals, where if we use the card we often get 10x points at outside retailers or 100 pts / day for any purchase or occasionally high points for specific categories like gas or entertainment. There has been a never-ending supply of points from this card, and at any given time I have $150 - 200 of rewards on each of my BR cards (my wife and my own) to use at BR, Gap, Athletica, and Old Navy (which is fantastic when you have two young kids that you need to clothe cheaply).By far, I have not had another card with such high point values for such common everyday purchases. The deals come so often that it has become my default card for the majority of my purchases. And this is all without any annual fee.Their initial discount and cardmember stated services / benefits does not do justice to the amount of free clothing and accessories you can glean from this card.

"

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