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Old Navy Visa® Card
Issued by Synchrony Bank
Card Rating:2.50
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Annual Fee
0
Regular APR
26.49% (V)
Open-loop card or Close-loop card
Open-loop card
Additional Information
Balance Transfer Fee
N/A
Purchase Intro APR
Not Offered
Transfer Intro APR
Balance Transfers Not Allowed
Late Payment Fee
$38
Returned Payment Fee
N/A
Cash Advance Rate
28.49% (V)
Cash Advance Fee
4% (min $10)
Foreign Transaction Fee
3%
Smart Chip
Yes, chip-and-signature
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Sign-up Bonus
Get 20% off on your first purchase upon approval.
Rewards
Earn 5 points for every $1 spent at Old Navy, Gap, Banana Republic and Athleta. Earn 1 point for every $1 spent everywhere else you use your card.
Get $5 Rewards Card for every 500 points you earn.
Earn 500 bonus Rewards points if you Go Paperless and another 500 bonus rewards points when you sign up for email updates.
Reach Navyist status by earning 5,000 points in a calendar year and you’ll have access to exclusive extras.
Get $5 Rewards Card for every 500 points you earn.
Earn 500 bonus Rewards points if you Go Paperless and another 500 bonus rewards points when you sign up for email updates.
Reach Navyist status by earning 5,000 points in a calendar year and you’ll have access to exclusive extras.
Application Requirements
Minimum credit score
Fair
Minimum Age
18
Cons
["High APR"]
How To Apply Old Navy Visa® Card
Fill in the retail credit card application form, which contains basic personal information, including your social security number and annual net income, and then click Continue.
Confirm whether you want to receive electronic or paper reconciliations or add authorized users to your account. Choose paperless sentences to get 500 bonus points.
If you want to continue your application, please check the terms and conditions and select "I agree".
Click the Safe Submit button to process your application.
Quick access to this card? Click on the Apply Now button.
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How To Use Old Navy Visa® Card
Where Can You Use Old Navy Visa® Credit Card?
Old Navy is part of Gap (Gap, Old Navy, Banana Republic, and Athleta), so your card can be used in these stores as well, and it can be used anywhere Visa is accepted.
Pay Your Old Navy Visa® Credit Card Bill On Time
Your due date is at least 23 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.
Something About Old Navy Visa® Credit Card Rewards
1 point per dollar spent anywhere Visa is accepted
Special Visa Cardholder Offers/Promos
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