Blue Cash Everyday® Card from American Express

I have this card and use it often for groceries and gas. They place your rewards on your next statement so the best way to acquire your reward credits is through gift cards. You will receive them in 7-14 days instead of the 45 - 60 credit on your account.

I have this card and use it often for groceries and gas. They place your rewards on your next statement so the best way to acquire your reward credits is through gift cards. You will receive them in 7-14 days instead of the 45 - 60 credit on your account.

I have this card and use it often for groceries and gas. They place your rewards on your next statement so the best way to acquire your reward credits is through gift cards. You will receive them in 7-14 days instead of the 45 - 60 credit on your account.

I have this card and use it often for groceries and gas. They place your rewards on your next statement so the best way to acquire your reward credits is through gift cards. You will receive them in 7-14 days instead of the 45 - 60 credit on your account.

Near excellent score, last new credit card was approximately 18 months ago and I was approved for 9800$ then by capital one, approved for 2000$ this time. I make more money, I have a better credit score, I have no negatives since last card...why 1/5 the credit limit?!?! I make more in one paycheck than what they approved for my credit limit! Mistake, wish I could go back and choose another card.

Near excellent score, last new credit card was approximately 18 months ago and I was approved for 9800$ then by capital one, approved for 2000$ this time. I make more money, I have a better credit score, I have no negatives since last card...why 1/5 the credit limit?!?! I make more in one paycheck than what they approved for my credit limit! Mistake, wish I could go back and choose another card.

Near excellent score, last new credit card was approximately 18 months ago and I was approved for 9800$ then by capital one, approved for 2000$ this time. I make more money, I have a better credit score, I have no negatives since last card...why 1/5 the credit limit?!?! I make more in one paycheck than what they approved for my credit limit! Mistake, wish I could go back and choose another card.

Near excellent score, last new credit card was approximately 18 months ago and I was approved for 9800$ then by capital one, approved for 2000$ this time. I make more money, I have a better credit score, I have no negatives since last card...why 1/5 the credit limit?!?! I make more in one paycheck than what they approved for my credit limit! Mistake, wish I could go back and choose another card.

Amex will stop rewarding cash back and points after 6 months of using the card. I noticed after a while that they stopped awarding the cash back for no reason at all. Made purchases in Restaurants and Gad stations I frequent usually and I was no longer receiving the cash back rewards I was getting for the same purchases in the first 6 months of having the card. I had two cards and cancelled all inmediately after noticing the scam and several times I claimed to Amex I wasn’t getting rewarded for any of my purchases. Avoid all Amex cards, they seem too good to be true.

Huge disappointment. 

I applied less than a year ago and instantly received a CL of $8000.  Just remember they pull from Experian and not TU or EQ so Creditkarma isn't exactly a reliable source for approval odds.  I docked off two stars because of two reasons: First, even though I worked hard over the years to build up my credit score to ~ 760's - 780's across TU, EX, and EQ and got approved with a 777 EX score, I never received the $150 sign-up bonus at all.  I had a retcon with a representative twice over it and was told, yes, I did receive the bonus. It's an error and they'll have it fixed. It's already almost a year and still nothing so not a fan of the bait and switch strategy with this offer!  I even applied for Chase Freedom Ultimate the next month after American Express and received my $150 immediately.  Secondly the perks and bonuses offered isn't all that grand unless I heavily charge with this card.  Overall it's an okay credit card from my experience. 15 mos. no interest plus instant approval with a good starting CL was an excellent start but everything right after is just lukewarm. Learn from my experience and take it into consideration.

Amex will stop rewarding cash back and points after 6 months of using the card. I noticed after a while that they stopped awarding the cash back for no reason at all. Made purchases in Restaurants and Gad stations I frequent usually and I was no longer receiving the cash back rewards I was getting for the same purchases in the first 6 months of having the card. I had two cards and cancelled all inmediately after noticing the scam and several times I claimed to Amex I wasn’t getting rewarded for any of my purchases. Avoid all Amex cards, they seem too good to be true.

Huge disappointment. 

I applied less than a year ago and instantly received a CL of $8000.  Just remember they pull from Experian and not TU or EQ so Creditkarma isn't exactly a reliable source for approval odds.  I docked off two stars because of two reasons: First, even though I worked hard over the years to build up my credit score to ~ 760's - 780's across TU, EX, and EQ and got approved with a 777 EX score, I never received the $150 sign-up bonus at all.  I had a retcon with a representative twice over it and was told, yes, I did receive the bonus. It's an error and they'll have it fixed. It's already almost a year and still nothing so not a fan of the bait and switch strategy with this offer!  I even applied for Chase Freedom Ultimate the next month after American Express and received my $150 immediately.  Secondly the perks and bonuses offered isn't all that grand unless I heavily charge with this card.  Overall it's an okay credit card from my experience. 15 mos. no interest plus instant approval with a good starting CL was an excellent start but everything right after is just lukewarm. Learn from my experience and take it into consideration.

Amex will stop rewarding cash back and points after 6 months of using the card. I noticed after a while that they stopped awarding the cash back for no reason at all. Made purchases in Restaurants and Gad stations I frequent usually and I was no longer receiving the cash back rewards I was getting for the same purchases in the first 6 months of having the card. I had two cards and cancelled all inmediately after noticing the scam and several times I claimed to Amex I wasn’t getting rewarded for any of my purchases. Avoid all Amex cards, they seem too good to be true.

Huge disappointment. 

I applied less than a year ago and instantly received a CL of $8000.  Just remember they pull from Experian and not TU or EQ so Creditkarma isn't exactly a reliable source for approval odds.  I docked off two stars because of two reasons: First, even though I worked hard over the years to build up my credit score to ~ 760's - 780's across TU, EX, and EQ and got approved with a 777 EX score, I never received the $150 sign-up bonus at all.  I had a retcon with a representative twice over it and was told, yes, I did receive the bonus. It's an error and they'll have it fixed. It's already almost a year and still nothing so not a fan of the bait and switch strategy with this offer!  I even applied for Chase Freedom Ultimate the next month after American Express and received my $150 immediately.  Secondly the perks and bonuses offered isn't all that grand unless I heavily charge with this card.  Overall it's an okay credit card from my experience. 15 mos. no interest plus instant approval with a good starting CL was an excellent start but everything right after is just lukewarm. Learn from my experience and take it into consideration.

Amex will stop rewarding cash back and points after 6 months of using the card. I noticed after a while that they stopped awarding the cash back for no reason at all. Made purchases in Restaurants and Gad stations I frequent usually and I was no longer receiving the cash back rewards I was getting for the same purchases in the first 6 months of having the card. I had two cards and cancelled all inmediately after noticing the scam and several times I claimed to Amex I wasn’t getting rewarded for any of my purchases. Avoid all Amex cards, they seem too good to be true.

Huge disappointment. 

I applied less than a year ago and instantly received a CL of $8000.  Just remember they pull from Experian and not TU or EQ so Creditkarma isn't exactly a reliable source for approval odds.  I docked off two stars because of two reasons: First, even though I worked hard over the years to build up my credit score to ~ 760's - 780's across TU, EX, and EQ and got approved with a 777 EX score, I never received the $150 sign-up bonus at all.  I had a retcon with a representative twice over it and was told, yes, I did receive the bonus. It's an error and they'll have it fixed. It's already almost a year and still nothing so not a fan of the bait and switch strategy with this offer!  I even applied for Chase Freedom Ultimate the next month after American Express and received my $150 immediately.  Secondly the perks and bonuses offered isn't all that grand unless I heavily charge with this card.  Overall it's an okay credit card from my experience. 15 mos. no interest plus instant approval with a good starting CL was an excellent start but everything right after is just lukewarm. Learn from my experience and take it into consideration.

Very inflexible with everything. Missed a payment by literally 6 hours over Thanksgiving week. Still charged a $27 dollar late fee that they would not waive. Much better options out there. Capital One or Discover. 

Very inflexible with everything. Missed a payment by literally 6 hours over Thanksgiving week. Still charged a $27 dollar late fee that they would not waive. Much better options out there. Capital One or Discover. 

Very inflexible with everything. Missed a payment by literally 6 hours over Thanksgiving week. Still charged a $27 dollar late fee that they would not waive. Much better options out there. Capital One or Discover. 

Very inflexible with everything. Missed a payment by literally 6 hours over Thanksgiving week. Still charged a $27 dollar late fee that they would not waive. Much better options out there. Capital One or Discover. 

American Express lies about the offers they advertise. I already had the blue cash card, but frequently stay at hotel so I applied for Hilton honors card and the bonus offer advertised on their website and got approved for the card however no offer was applied. I filed dispute with them threatening to cancel the card because of the deception of the offer. It took three weeks and they ruled to not apply the offer. So therefore I have lost confidence in American Express and cancelled the Hilton card and it’s $95 a year . Plus many vendors do not even accept Amex. So I avoid using this dishonest company with horrible customer service 

American Express lies about the offers they advertise. I already had the blue cash card, but frequently stay at hotel so I applied for Hilton honors card and the bonus offer advertised on their website and got approved for the card however no offer was applied. I filed dispute with them threatening to cancel the card because of the deception of the offer. It took three weeks and they ruled to not apply the offer. So therefore I have lost confidence in American Express and cancelled the Hilton card and it’s $95 a year . Plus many vendors do not even accept Amex. So I avoid using this dishonest company with horrible customer service 

American Express lies about the offers they advertise. I already had the blue cash card, but frequently stay at hotel so I applied for Hilton honors card and the bonus offer advertised on their website and got approved for the card however no offer was applied. I filed dispute with them threatening to cancel the card because of the deception of the offer. It took three weeks and they ruled to not apply the offer. So therefore I have lost confidence in American Express and cancelled the Hilton card and it’s $95 a year . Plus many vendors do not even accept Amex. So I avoid using this dishonest company with horrible customer service 

American Express lies about the offers they advertise. I already had the blue cash card, but frequently stay at hotel so I applied for Hilton honors card and the bonus offer advertised on their website and got approved for the card however no offer was applied. I filed dispute with them threatening to cancel the card because of the deception of the offer. It took three weeks and they ruled to not apply the offer. So therefore I have lost confidence in American Express and cancelled the Hilton card and it’s $95 a year . Plus many vendors do not even accept Amex. So I avoid using this dishonest company with horrible customer service 

I had fair approval odds for this credit card in Nov 2017, but was approved with a $500 CL when I applied. It's been a whole year, and my current CL is $2,500 - If I had known to ask for more, I would've; they only take CLIs into consideration every 6 months. They have great customer service, and a very efficient phone app (where you can ask for a CLI too.) I must praise the phone app for its convenience and overall easy navigation. I can do almost everything on it, and see most of my information (not pie charts of my spending, those are on the wesbite.) I can also say that the free FICO score is accurate, because I'm paying for an experian subscription that refreshes my credit score when there is any change - although Amex doesn't refresh as frequently. Overall, this is a great card with great cash back rewards, just make sure you read what stores/vendors are eligible.

I had fair approval odds for this credit card in Nov 2017, but was approved with a $500 CL when I applied. It's been a whole year, and my current CL is $2,500 - If I had known to ask for more, I would've; they only take CLIs into consideration every 6 months. They have great customer service, and a very efficient phone app (where you can ask for a CLI too.) I must praise the phone app for its convenience and overall easy navigation. I can do almost everything on it, and see most of my information (not pie charts of my spending, those are on the wesbite.) I can also say that the free FICO score is accurate, because I'm paying for an experian subscription that refreshes my credit score when there is any change - although Amex doesn't refresh as frequently. Overall, this is a great card with great cash back rewards, just make sure you read what stores/vendors are eligible.

I had fair approval odds for this credit card in Nov 2017, but was approved with a $500 CL when I applied. It's been a whole year, and my current CL is $2,500 - If I had known to ask for more, I would've; they only take CLIs into consideration every 6 months. They have great customer service, and a very efficient phone app (where you can ask for a CLI too.) I must praise the phone app for its convenience and overall easy navigation. I can do almost everything on it, and see most of my information (not pie charts of my spending, those are on the wesbite.) I can also say that the free FICO score is accurate, because I'm paying for an experian subscription that refreshes my credit score when there is any change - although Amex doesn't refresh as frequently. Overall, this is a great card with great cash back rewards, just make sure you read what stores/vendors are eligible.

I had fair approval odds for this credit card in Nov 2017, but was approved with a $500 CL when I applied. It's been a whole year, and my current CL is $2,500 - If I had known to ask for more, I would've; they only take CLIs into consideration every 6 months. They have great customer service, and a very efficient phone app (where you can ask for a CLI too.) I must praise the phone app for its convenience and overall easy navigation. I can do almost everything on it, and see most of my information (not pie charts of my spending, those are on the wesbite.) I can also say that the free FICO score is accurate, because I'm paying for an experian subscription that refreshes my credit score when there is any change - although Amex doesn't refresh as frequently. Overall, this is a great card with great cash back rewards, just make sure you read what stores/vendors are eligible.

Got approved for $10,000 with 750 score which was what I expected. I like the 2% return on gas since I fill up my tank once every two days. It actually comes with free roadside assistance which was an excellent feature to apply. 

Got approved for $10,000 with 750 score which was what I expected. I like the 2% return on gas since I fill up my tank once every two days. It actually comes with free roadside assistance which was an excellent feature to apply.