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Peebles Credit Card

Receive a Welcome coupon worth $5 off. Plus, receive a Shopping Pass upon approval for 15% off all merchandise on your first day's purchases.
Earn 2 points for every $1 spent with your card. Earn a $5 reward for every 100 points earned
Birthday Gift - $10 for Preferred and $20 for Platinum cardholders
Holiday Offer: All members will receive a coupon for $10 off a purchase of $10 or more.
Christmas Reward and Club 40 & Fabulous 20% discount every Tuesday for members 40+

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Pottery Barn Credit Card

The Pottery Barn Credit Card is a store card that can be used to earn rewards at Pottery Barn, Pottery Barn Kids, or PBTeen Store.

Stein Mart Credit Card

If approved, you’ll start saving with 10% off your first purchase.
Earn 1 point per dollar on purchases made at Stein.
Earn 1 point per dollar on every purchase made with your Stein Mart Credit Card.
For every 1,000 reward points earned, cardholders will receive a $10 reward certificate.
Save 10%, at least 10 times a year.
Celebrate with special savings during your birthday month.
Points expire if you do not make a purchase on their Stein Mart Credit Card in any consecutive 18 month period.

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Reeds Jewelers credit card

Earn 3 points for each $1 spent on in-store or online purchases made with your card.
Receive $10 in REEDS Rewards with your statement for every 1,000 points earned, up to a maximum of $100 per certificate.
Use your certificates within 95 days to get the jewelry you want.

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Roaman's Credit Card

$10 Bonus Reward when you open and use your card plus, $10 Bonus Reward in your first billing statement.
Get 2 points for every $1 you spend on your card at any of the fullbeauty brands.
Receive a birthday coupon for 20% off your order plus earn double points every time you order during your birthday month
For every 400 points, earn a $10 Reward certificate that you can redeem at Roaman's
Free shipping four times a year on orders of $75 or more after merchandise discount
Exclusive cardholder benefits throughout the year

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Talbots Credit Card

Get 20% off your first purchase. Limited time offer.
Earn 1 point per $1 spent. Get a $25 reward at 500 points.
15% Off Birthday Bonus
Bonus points events and Extra 5% off During Semi-Annual Red Hanger Clearance Sales.
Reach Premier level on spending $1,000 in purchases per calendar year and earn 1.25 points per $1 spent.

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Wayfair Credit Card

Earn 3% back in Rewards on making eligible purchases with you card, redeemable on future orders.
Choice of 3% back in rewards or special financing.
Get $40 off your first order of $250 or more.

How To Apply For A Credit Card

Credit card applications are straightforward, but you'll need to meet some minimum financial requirements to get approved for the best credit card offers. Learn how to apply for a credit online and what to expect after you click submit.

Knowing your credit score and what's on your credit report can help you determine what products to apply for. If you have fair credit, for example, you may not want to apply for a card that clearly states that only applicants with excellent credit will be approved.
If you don't have good credit, you may find it difficult to get approved for a card with a large sign-up bonus and a lucrative reward structure. Each credit card application ends up on your credit report, so the Nerds recommend using our credit cards comparison tool to find a card that fits your credit profile before applying.
If the card allows balance transfers, you may request to have balances transferred from other credit card accounts to the new card.
To apply for a credit card in the US, you’ll need a valid Social Security number and a positive credit history. The best rewards credit cards may require at least three to five years of good credit history, and some more than seven.

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