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New York & Company Credit Card
Issued by Comenity Bank
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Annual Fee
0
Regular APR
27.74% (V)
Open-loop card or Close-loop card
Close-loop card
Additional Information
Balance Transfer Fee
N/A
Purchase Intro APR
Not Offered
Transfer Intro APR
Balance Transfers Not Allowed
Late Payment Fee
$38
Returned Payment Fee
N/A
Cash Advance Rate
N/A
Cash Advance Fee
N/A
Foreign Transaction Fee
N/A
Smart Chip
No
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Sign-up Bonus
Open & use your card & get 15% off your next purchase.
Rewards
Earn 1 point for every $1 spent on the card.
$10 Reward when you spend $200 on your card. ($20 for Premier Card members). Bonus: Can be combined with coupons.
$10 off coupon for your birthday or $15 off for Premier Card members (Annual spending $400+)
Exclusive Cardholder Perks and early access to special sales
Shipping Perks: Ask for Free shipping in stores and exclusive free shipping days online.
$10 Reward when you spend $200 on your card. ($20 for Premier Card members). Bonus: Can be combined with coupons.
$10 off coupon for your birthday or $15 off for Premier Card members (Annual spending $400+)
Exclusive Cardholder Perks and early access to special sales
Shipping Perks: Ask for Free shipping in stores and exclusive free shipping days online.
Application Requirements
Minimum credit score
Fair
Minimum Age
18
How To Apply New York & Company Credit Card
If you are keen to apply for the New York & Company Credit Card, simply click on the "Apply Now" button below to be taken to the credit card official website to complete the credit card application form. Our website will not record any personal information about you, and the whole process will not affect your credit score.
To complete the form, you should enter your name, address, telephone number and email address in the application form. You may also need to list your annual income and monthly mortgage or rent.
The credit card also asks for your date of birth, social security number, mother's maiden name, and driver's license number as part of its credit check.
When you have completed the form, the application needs to be reviewed, and you will receive your New York & Company Credit Card soon if your audit passes.
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How To Use New York & Company Credit Card
Where Can You Use
It can be used New York & Company and New York & Company.com
Pay Your Bill On Time
You need to make on-time payments. A late payment could hurt the credit score or the limit of your credit card.
Something About The Card
Earn Rewards for every $200 spent. Use it like cash, combine with coupons and NY Deals.
Birthday Savings Coupon
Participation in Cardholder Appreciation Events, including exclusive offers, access, and deals just for you.
Shipping Perks
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- Knowing your credit score and what's on your credit report can help you determine what products to apply for. If you have fair credit, for example, you may not want to apply for a card that clearly states that only applicants with excellent credit will be approved.
- If you don't have good credit, you may find it difficult to get approved for a card with a large sign-up bonus and a lucrative reward structure. Each credit card application ends up on your credit report, so the Nerds recommend using our credit cards comparison tool to find a card that fits your credit profile before applying.
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