Starwood Preferred Guest® Credit Card from American Express

Just cant seem to get a high limit no matter my score.  1k limit.  EXP is my lowest score at 674 however.  Ugh!

Just cant seem to get a high limit no matter my score.  1k limit.  EXP is my lowest score at 674 however.  Ugh!

I've been a SPG member for a decade and got this card through in June 2018 through Credit Karma for the 75,000 points for $3000 in purchases. Got $5000 limit and despite charging and paying off over $8,000 worth of eligable charges in June-August, I have not received my points as of mid October. AMEX is refusing to grant my points, suddenly saying I accepted some other mystery SPG card offer, and has to conduct an investigation to see if I did indeed get my card through CK. I have no earthly idea what they are talking about as this is the only advertised deal for SPG CC and totally at a loss for why/how they screwed up, but keep your agreements statements on hand and definitely don't be surprised if the same bait and switch happens to you! Without the bonus, it's just another AMEX card and I would have picked a better deal with another travel card if I had known this would happened.

I've been a SPG member for a decade and got this card through in June 2018 through Credit Karma for the 75,000 points for $3000 in purchases. Got $5000 limit and despite charging and paying off over $8,000 worth of eligable charges in June-August, I have not received my points as of mid October. AMEX is refusing to grant my points, suddenly saying I accepted some other mystery SPG card offer, and has to conduct an investigation to see if I did indeed get my card through CK. I have no earthly idea what they are talking about as this is the only advertised deal for SPG CC and totally at a loss for why/how they screwed up, but keep your agreements statements on hand and definitely don't be surprised if the same bait and switch happens to you! Without the bonus, it's just another AMEX card and I would have picked a better deal with another travel card if I had known this would happened.

You have to have at least a 680 to be approved.

You have to have at least a 680 to be approved.

I got the card for the bonus, upon paying electronically, they got my money from my bank but cannot find it in AMEX so they won't credit my account the 3000$. It has been 8 months talking to indians trying to find someone who can find where my payment went.

I got the card for the bonus, upon paying electronically, they got my money from my bank but cannot find it in AMEX so they won't credit my account the 3000$. It has been 8 months talking to indians trying to find someone who can find where my payment went.

Preapproved for this one, I only got it for the sign up bonus, but so far so good. It offers a cool pay it feature that lets you keep your balance down as you make purchases throughout the month.

Preapproved for this one, I only got it for the sign up bonus, but so far so good. It offers a cool pay it feature that lets you keep your balance down as you make purchases throughout the month.

Pre-Approved for this one after having the blue cash for about 4 months. Just trying to meet the min spend to get those bonus SPG points.

Pre-Approved for this one after having the blue cash for about 4 months. Just trying to meet the min spend to get those bonus SPG points.

I use this card whenever American Express is accepted and I have random expenses that I cannot get better rewards for by using another card. They also have random convenient instant rebates I didn't know about until recently at places like Starbucks and Five Guys Burger though the offers are sporadic and unpredictable. Lastly I use this for group or business travel when Starwood properties are the apparent cost effective option.

I use this card whenever American Express is accepted and I have random expenses that I cannot get better rewards for by using another card. They also have random convenient instant rebates I didn't know about until recently at places like Starbucks and Five Guys Burger though the offers are sporadic and unpredictable. Lastly I use this for group or business travel when Starwood properties are the apparent cost effective option.